Simple Access Checking Disclosure
This disclosure contains the rules which govern your deposit account.
MINIMUM OPENING REQUIREMENTS
To open this account you must deposit at least $10.00.
FEES and CHARGES
Charges which may be applied to this account.
| $4.95 | Monthly Fee* |
| $3 | Non-Republic ATM Fee |
| $10 | Cashier's Check |
| $12 | Return Deposit Fee |
| $2 | Monthly Paper Statement Fee |
| $36 | Stop Payment Request |
| Varies | Deposit Ticket Order (Fee Depends on Style Ordered) |
Your account will be considered DORMANT after 18 months of inactivity.
ADDITIONAL DISCLOSURE TERMS
Monthly Fee*
A Monthly Fee of $4.95 will be imposed every statement cycle unless at least one (1) of the following three (3) conditions are met:
- At least one (1) direct deposit (ACH credit transaction, such as payroll or other automatic transfer into your account) is credited to your account during the statement cycle.
- At least one (1) debit card point-of-sale (POS) transaction (excluding ATM transactions) is debited from your account during the statement cycle. POS transactions in a Pending status at the end of your statement cycle are not included.
- At least one (1) online Bill Pay transaction is debited from your account during the statement cycle. Personal Internet Banking is required to use the Bill Pay service.
NOTE: Monthly Service Fees are assessed on the statement cycle date. Please allow enough available funds to remain in the account to cover service fees and avoid an overdraft situation.